{"id":1230,"date":"2023-08-07T07:36:20","date_gmt":"2023-08-07T07:36:20","guid":{"rendered":"https:\/\/moneyaintmath.com\/?p=1230"},"modified":"2023-08-08T07:36:57","modified_gmt":"2023-08-08T07:36:57","slug":"one-bed-one-bank","status":"publish","type":"post","link":"https:\/\/moneyaintmath.com\/?p=1230","title":{"rendered":"One Bed, One Bank"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Saw a podcast clip that encouraged spouses to share finances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maritals should share one bed and one bank account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The guest and the host both thought this was a basic, seemed amazed that folks could disagree.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nice, in theory.&nbsp; But people don\u2019t live theoretical, they live actual, and methinks that might work for some but definitely not all.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Case in point:&nbsp; Half, and the other half.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We actually started out with shared finances, but my debt and lackadaisical approach to money created shall we say <em>strain<\/em> and Half decided to keep Half\u2019s $$$ separate, and now we just have our assigned bills.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now, to be clear, one of the reasons Half keeps money is the same reason the rich stay wealthy \u2026 by not paying for stuff.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Half has no problem letting a utility bill go into collections and service <em>allllmost<\/em> getting shut off, as long Half\u2019s credit score is not impacted.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Credit cards tho\u2019?&nbsp; All paid timely, if not in full.&nbsp; Same with mortgage, and car note (if we had one BUT WE DON\u2019T BWAHAHAHAHA\u2014sorry not)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Methinks me, on the other hand, would let the plastic fantastic swirl down the drain, wave buh-bye to a 700 credit score, and pay the gas bill on time.&nbsp; But that\u2019s me.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So the whole \u201cshared bed, shared bank\u201d idea is nice, and romantic, and lovely, but as theKid says, People gonna people, and as long as the folks who create the couple are on the same page re $$$, and it\u2019s math = marriage for both, that can work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If not?&nbsp; Will not.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Admittedly, combined incomes build wealth, both immediate and generational, much quicklier (much more quickly?) and money discussions re future goals gets those goals accomplished sooner (soonerarily? no) so methinks me agrees with the ideal.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For Half and other half, money = mayhem, and creates a lot of contention.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since finances are separate, and bills are assigned, and obligations are (generally) met, things have been on a much evener (much more even?) keel (oou yes, good Scrabble word \u2026 make a note \/ and <em>ormolu<\/em> \u2026 wat? yeh, using that \u2026 digress), zero arguments about $$$, altho\u2019 Half occasionally gets salty because, well, Half.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And, and, some married couples don\u2019t share a bed, for whatever reason \u2026 snoring, differing sleep schedules, etc., and while that might seem off for some, works for others.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Funnily enough, recall blip re parental advice for maintaining a marriage, and one dad told daughter that there are only two key issues that people need to agree on to have a successful union \u2014 sex &amp; money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simplistic, and true.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And what works, works.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The real key?\u00a0 Know thyself, and the other self one is committed to building a life with.<br>And know this:  Marriage is debt owed to another.\u00a0 {<em>1 Corin. 7:38<\/em>}<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2018Cos after \u201cI do,\u201d it\u2019s done.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saw a podcast clip that encouraged spouses to share finances. Maritals should share one bed and one bank account. The guest and the host both thought this was a basic, seemed amazed that folks could disagree. Nice, in theory.&nbsp; But people don\u2019t live theoretical, they live actual, and methinks that might work for some but &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/moneyaintmath.com\/?p=1230\" class=\"more-link\">Read the full post &rarr;<span class=\"screen-reader-text\">&#8220;One Bed, One Bank&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[21,25,23,26],"tags":[],"class_list":["post-1230","post","type-post","status-publish","format-standard","hentry","category-nobuy","category-debt-monkeys-the-credit-circus","category-partnership-sailed","category-strategic-spending"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1230"}],"version-history":[{"count":2,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1230\/revisions"}],"predecessor-version":[{"id":1232,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1230\/revisions\/1232"}],"wp:attachment":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}