{"id":1438,"date":"2023-11-07T03:17:57","date_gmt":"2023-11-07T03:17:57","guid":{"rendered":"https:\/\/moneyaintmath.com\/?p=1438"},"modified":"2024-01-16T03:18:35","modified_gmt":"2024-01-16T03:18:35","slug":"get-deez-nuts","status":"publish","type":"post","link":"https:\/\/moneyaintmath.com\/?p=1438","title":{"rendered":"Get Deez Nuts"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Made a decision.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Or came to one, at least.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s time to invest.&nbsp; Or, rather, learn how\/why to.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not <em>time<\/em> time, oh-ho-no never actually that.&nbsp; I never in reality do something when I decide to do it.&nbsp; Gotta think about it, gotta <em>ruminate<\/em>, gotta consider, before that first step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because that\u2019s a big step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, gotta book.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s a big book, with stats and graphics and sidebars, written by a \u201cguy who knows.\u201d\u00a0 <br>But the font is big, nice and spread out, so makes for an easy read.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entitled:&nbsp; The Truth About Money.&nbsp; Written by:&nbsp; Ric Edelman.&nbsp; Circa:&nbsp; 2003, 3<sup>rd<\/sup> Ed.<br>(there\u2019s a 4<sup>th<\/sup> Ed. 2010 but not paying for that \/ the basics re money don\u2019t change <em>that<\/em> much)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So far, very truthy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mr. Edelman makes some seriously valid points, and I like that he refers to the dangers of not having a financial plan as the Four Horsemen of Financial Planning \u2014 injury\/illness\/death\/lawsuits (heh).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He also talks about eliminating personal debt \u2026 so much all over this.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He mentions retirement a lot<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u2014 how to avoid running out of bucks before running out of breath, as it t\u2019were.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No real plans to retire, but might not have a choice.&nbsp; A brain disease of the elders burdens my DNA, so rather than burden theKid (and maybe Half) with my decrepit ahhh gotta plan for long-term care.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He also talks about certain obstacles inherent in financial planning (see! \u201cplanning\u201d not \u201cbudget\u201d \u2026 it\u2019s so nice to be right), sort of a variation of the Four Horsemen theme \u2014<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1) procrastination [I\u2019ll do it tomorrow]<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2) inflation [a dollar is not worth a dollar \/ see: \u201ctime value of money\u201d (wat? yeh)]<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3) taxes [the biggest monkey of all, and that poo sticks] and<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4) spending [specifically how, where, when, and on what]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Methinks this is a good start.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Money = mystery &#8230; but needn&#8217;t remain thus, as it t&#8217;were.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Welcome to the ride.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Made a decision. Or came to one, at least. It\u2019s time to invest.&nbsp; Or, rather, learn how\/why to.&nbsp; Not time time, oh-ho-no never actually that.&nbsp; I never in reality do something when I decide to do it.&nbsp; Gotta think about it, gotta ruminate, gotta consider, before that first step. Because that\u2019s a big step. So, &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/moneyaintmath.com\/?p=1438\" class=\"more-link\">Read the full post &rarr;<span class=\"screen-reader-text\">&#8220;Get Deez Nuts&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[21,25,36,26],"tags":[],"class_list":["post-1438","post","type-post","status-publish","format-standard","hentry","category-nobuy","category-debt-monkeys-the-credit-circus","category-opinions-ahh-holes","category-strategic-spending"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1438"}],"version-history":[{"count":3,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1438\/revisions"}],"predecessor-version":[{"id":1441,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/1438\/revisions\/1441"}],"wp:attachment":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}