{"id":160,"date":"2021-02-26T07:07:05","date_gmt":"2021-02-26T07:07:05","guid":{"rendered":"https:\/\/moneyaintmath.com\/?p=160"},"modified":"2021-02-28T00:13:29","modified_gmt":"2021-02-28T00:13:29","slug":"is-that-me-aka-dont-smell-that","status":"publish","type":"post","link":"https:\/\/moneyaintmath.com\/?p=160","title":{"rendered":"Is That Me? AKA: Don\u2019t Smell That"},"content":{"rendered":"\n

sometimes life can be such<\/em> an interruption OK back to regular programming-<\/p>\n\n\n\n

Yes, the funk of the debt monkey is pungent, and my personal Gorilla of Foolishness definitely has a \u2026 tang. <\/p>\n\n\n\n

Still, I don\u2019t really mind the smell and, at this stage, don\u2019t even flinch. <\/p>\n\n\n\n

However \u2026 nevertheless \u2026 despite \u2026 due to \u2026 because of \u2026 point is \u2013 Half and theKid have been wrinkling their noses and trying to wave away the stench, so I need to be considerate and put some effort into actual adulting. <\/p>\n\n\n\n

While the ordure<\/em> \u2013 oh yes that is \u2013 of my debt monkey is flung far and wide, a deep cleaning and, possibly, the disposal of some besmeared items might be just the thing.  BUT! before I can get clean, I have to know what\u2019s dirty.<\/p>\n\n\n\n

Digress<\/p>\n\n\n\n

Dog poo\u2019ed in the house once, and was embarrassed that Dog couldn\u2019t hold it until a person got home, so Dog poo\u2019ed in a hidden place.  All persons smelled poo as soon as persons walked in the door and a hunt began for poo, which was ultimately discovered \u2013 a football-sized pile \u2013 tucked away inside a corner cabinet.  Point is \u2026 gotta find poo before killing the stink.<\/p>\n\n\n\n

You made it.  You messed it.  You clean it up. <\/p>\n\n\n\n

There are a bunch of debt repayment techniques, lots of ways to \u201cget out of debt\u201d but \u2026 whatever. <\/p>\n\n\n\n

Only reason you\/me\/we\/I are in debt is because your\/my\/our\/this money marriage is dysfunctional, and that must be fixed first.  Hate the mate?  Tough biscuits \u2026 money = marriage, and is truly \u2018til death. <\/p>\n\n\n\n

So, while forever locked in a loveless marriage, still must show respect to the spouse. <\/p>\n\n\n\n

I\u2019m there.  Although we (me and my money spouse) might not talk much, and those loose sexytimes are both a distant and present memory, I have finally learned to respect the importance of the relationship, and realize that it must be nurtured like any other, and in some respects, even more so.  <\/p>\n\n\n\n

Joining the Credit Circus and adopting a debt monkey is perfectly fine, but I need not feed that beast all the time \u2026 and going forward, very, very little. <\/p>\n\n\n\n

Now, however, time to clean up after the debt monkey, wipe the poo off the walls and wash the drapes. <\/p>\n\n\n\n

Ewww. <\/p>\n\n\n\n

The Credit Circus.  Every person and company from whom you borrowed money at some point and have thus far failed to repay. <\/p>\n\n\n\n

Ewww.  Piper, meet pay.<\/p>\n\n\n\n

Well, mountain gorillas are endangered, and King Kong \u2026 you know how that ends.<\/p>\n\n\n\n

And shifting a bit of perspective (rationalize\/justify\/equivocate? Nooo-wuh) generally creditors want back the amount they loaned to the debtor (Hi!  That\u2019s me!) and if they can\u2019t get all of it they usually will accept most of it, or a goodish piece of it, or half of it, or something of it, in satisfaction of the debt. <\/p>\n\n\n\n

So \u2013 my objective is to satisfy my creditors (yahbabyoulikethat) by satisfying my debt (cashonlyplease).  I\u2019d prefer to pay all of it, and over a lifetime of earned income I\u2019ll have it \u2013 BUT! however \u2026 nevertheless \u2026 despite \u2026 due to \u2026 because of \u2026 point is \u2013 I do not believe my creditors want to wait until I\u2019m 112 to get their money \u2026 sooner over later, that time-value of money (ah!yes). <\/p>\n\n\n\n

Debt satisfaction is important because the Credit Circus is a significant aspect of 21st<\/sup> century adulting, with real consequences if your act sucks, and you fail to perform. <\/p>\n\n\n\n

So!  Next step:  Start poo cleaning; contact the Credit Circus \u2013 everybody \u2013 and get back on good terms.  {Ecclesiastes 5:5<\/em>}<\/p>\n\n\n\n

BUT!  In writing.  With tracking.  And only agree to conditions of debt satisfaction you can actually meet \u2013 let\u2019s not do this twice. <\/p>\n","protected":false},"excerpt":{"rendered":"

sometimes life can be such an interruption OK back to regular programming- Yes, the funk of the debt monkey is pungent, and my personal Gorilla of Foolishness definitely has a \u2026 tang.  Still, I don\u2019t really mind the smell and, at this stage, don\u2019t even flinch.  However \u2026 nevertheless \u2026 despite \u2026 due to \u2026 … <\/p>\n

Read the full post →“Is That Me? AKA: Don\u2019t Smell That”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[21,25],"tags":[],"class_list":["post-160","post","type-post","status-publish","format-standard","hentry","category-nobuy","category-debt-monkeys-the-credit-circus"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=160"}],"version-history":[{"count":3,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/160\/revisions"}],"predecessor-version":[{"id":169,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=\/wp\/v2\/posts\/160\/revisions\/169"}],"wp:attachment":[{"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyaintmath.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}