Motivation #3? Homelessness, and the avoidance thereof.<\/p>\n\n\n\n
May have mentioned \u2013 Half bought the house I\/we\/us live in \u2026 while house shopping?\u00a0 Random intersphere calculation kicked back an \u201caffordable\u201d house payment of \u2026 [ironic eye\/drumroll] $8000, based on combined incomes.<\/p>\n\n\n\n
\u2026 hahahahahaHAHAHAHAHAHAHAHhahahahahhahAHAHAHAHHAHAHAH yehnorite.<\/p>\n\n\n\n
See?\u00a0 More buttpluckery from the \u201cmasters of mankind\u201d \u2026 technically yes the monthly influx of \u201cmoney\u201d could yes theoretically yes afford a house payment of that magnitude, ridiculousness, and waste \u2026 assuming no one ate, or traveled anywhere \u2013 including work \u2013 or enjoyed electricity \u2026<\/p>\n\n\n\n
\u2026 but IT\u2019S ON YOU to know that.\u00a0 Approvability \u2260 Affordability well doesn\u2019t that suck.\u00a0<\/p>\n\n\n\n
Other thing?\u00a0 \u201cRates\u201d are low (right now maybe not the future now of an Other Person … question: is time linear or cumulative? Asking for a friend<\/em>) meaning the \u201ccost\u201d to \u201cborrow\u201d \u201cmoney\u201d is lower, because the \u201cinterest rate\u201d is smaller \u2026 the cost of not having cash.\u00a0<\/p>\n\n\n\n Because my debt monkey is a Gorilla of Foolishness, Half can\u2019t refinance the house, can\u2019t take advantage of the \u201clower cost\u201d on the \u201cmoney\u201d borrowed to get the house, and it\u2019s all my fault. Again. <\/p>\n\n\n\n I told Half I would prepare the paperwork\/not fight on custody but got shrill in return so HANGING TOUGH that\u2019s my Half [grins stoopitly] we gotta work on being better me \u2026 it\u2019s a process. Like making sausage.<\/p>\n\n\n\n The American economic system relies on debt \u2013 or, the total cost to the debtor\/borrower of the obligation to repay \u2013 but does not make knowledge of the effective management of that debt a priority in the American educational system because there is \u201cmoney\u201d in the Precariat\u2019s mismanagement of aforementioned debt.<\/p>\n\n\n\n Niiice<\/em> … but not really.\u00a0<\/p>\n\n\n\n So if your parents\/guardians\/primary caretakers\/knowledge-conveyors\/life-preparudorians failed at that job, the failures\/errors continue for successive generations, ‘cuz no one got the memo, or until someone has an innate sense\/understanding\/grasp of money = machine and can make that work for their offspring, who pass it along. Maybe.<\/p>\n\n\n\n Money = machine \u2014 learn to work the levers or suffer industrial debt.\u00a0 How much does THAT suck.\u00a0 <\/p>\n\n\n\n Actually, not too much.\u00a0<\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" … if you’re five, and your parents just purchased a new fridge (more stuff!), and you have a backyard, and you can play in that box as a playhouse in your backyard of the home your parents bought. That you live in. When you’re five. Instead of the cardboard box used as make-believe. HOWEVER! \u2026 … <\/p>\n<\/figure><\/div>\n\n\n\n