There are times I find myself (was I ever lost? Ohhhh yessss) wandering the shopping aisles, perusing about for goods&services for fam and self and ultimately leaving the store\/marketplace with nothing.<\/p>\n\n\n\n
How nice.<\/p>\n\n\n\n
Don\u2019t spend. If spend, spend wisely.<\/p>\n\n\n\n
No better advice. thank YOU!!!<\/p>\n\n\n\n
If I\u2019m still thinking about the whatever thing on the seventh day after I\u2019ve seen the whatever thing, then I go get it.<\/p>\n\n\n\n
Bought a car that way, still sitting in the yard, still needs about $2000+ worth of repairs (and aftermarket AC but hey, it\u2019s a stick), still a great buy. Why?<\/p>\n\n\n\n
Because it\u2019s investing in theKid.<\/p>\n\n\n\n
See, theKid likes the car, doesn\u2019t want me to murder it out with ghostflames and Mickey Thompsons \u2026 which I would, but for theKid.<\/p>\n\n\n\n
See, theKid will be driving this car, likely until this car dies on the side of the road, and thus theKid will not start out with a $40K car note. <\/p>\n\n\n\n
Also not going to have student loan debt but that\u2019s Half\u2019s department.<\/p>\n\n\n\n
Saw a posting recently that this person made $300K\/annual and had $170K in car notes.<\/p>\n\n\n\n
Wat<\/em>. Apparently, this is why Musk is the richest man in the world. That, and being an anus \u2026 My point? Sometimes spending wisely in the short term results in a long term win. But not college, don\u2019t go to college. $100K in student debt to make complicated coffee for influencers is truly the second circle of hell. Nothanks, and working towards making sure that ain\u2019t theKid\u2019s future, either.<\/p>\n\n\n\n Still difficult, tho\u2019 \u2026 handling daily (momentally?) household bills\/debt\/spending with \u201cdon\u2019t spend\/if spend\/spend wisely\u201d and having to cover a piece of Half\u2019s expenses as well \u2026 strains the pockets a bit, but hey \u2026 better to marry than to burn. {1 Corin. 7:9<\/em>}<\/p>\n\n\n\n And truth be told (always\u2014not) if not for Half\u2019s rationale money thinking, methinks me\u2019d be an apartment dweller, or pr\u2019aps even living out of a car \u2026 not the one I just bought but worse<\/em> (shudder).<\/p>\n\n\n\n Guy was living out of his car after his wife cheated on him and kicked him out \u2026 then she set his car on fire with what was left of his possessions inside.<\/p>\n\n\n\n That\u2019s the thing \u2026 the stuff we own winds up owing us thank you<\/em> Tyler Durden \u2026 and we in turn get owned by a system of debt designed to enslave the unwary, sort of like Solomon Northup but without the happy ending. <\/p>\n\n\n\n The best advice I can give theKid (and share with You, Other Person You) is to eschew obfuscation (I kid, I bleat, I baaaa) but seriously \u2026 construct one\u2019s life in such a way to avoid debt, in all forms. <\/p>\n\n\n\n School? Scholarship, and savings<\/p>\n\n\n\n House? Start small, save large, and build up<\/p>\n\n\n\n Business? Investors\/other people\u2019s money<\/p>\n\n\n\n Everything else? Cash, baby. <\/p>\n\n\n\n But then again, Costco gas doesn\u2019t take cash, as don\u2019t many spots. Just say no to debt. Drugs are totally OK (I kid, I kid, I bleat, I baaaa) but debt? But if you\u2019re already in it, then what? See above.<\/p>\n","protected":false},"excerpt":{"rendered":" There are times I find myself (was I ever lost? Ohhhh yessss) wandering the shopping aisles, perusing about for goods&services for fam and self and ultimately leaving the store\/marketplace with nothing. How nice. Don\u2019t spend. If spend, spend wisely. No better advice. thank YOU!!! If I\u2019m still thinking about the whatever thing on the seventh … <\/p>\n
\u201cChief Twit\u201d indeed. Whatever.<\/p>\n\n\n\n
Sooooo \u2026 debit card account with set $$$ spending? That works, too.<\/p>\n\n\n\n
Give that one a hard, fast, permanent and final \u201cno.\u201d Life is better lived without it. <\/p>\n\n\n\n