the Tao of Half – Debt Ed. 101, or Smear it like a Shmear

One of Half’s money wisdoms is that if must, and if option, then spread any debt charges across several cards, and avoid money = mass, as in accumulation, that turns into a tumor.  Because that’s what big debt – a Gorilla of Foolishness – actually is — a terminal cancer on personal finances.  Half’s approach …