With investing there is a novel little concept called “standard deviation,” and what that means makes no sense to me, so will share with you. Edelman explains it like this (see p. 234): “The standard deviation is the amount of swing in performance that an investment can be expected to have from year to year …
Month: April 2024
Money Ain’t (E)motion (Best Not Be Re Investing)
The key to success in the stock market? Go long, be boring. The wisest wisdom says to invest/buy into the stock market for the longest possible term, then stay in a little bit longer. Why? ‘Cuz while individual stocks (i.e., companies) might crash/burn, the overall value of the stock market inevitably goes up. Volatility = …
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Tax-Deferred ≠ Tax Denied
Enter: Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right? Yeah but OF COURSE more complicated than that. For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …
Gotta Pay $$$ to Make $$$
One crucial ingredient for the investment portfolio pie? = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …
Easy Access
One friendly aspect of our highly-digitized times is that there are intro apps to the world of investing, which is actually sorta cool. Carbon dating myself a bit here but remember the commercials – “My broker is E.F. Hutton, and E.F. Hutton says …” and everyone would stop what they were doing, ‘cuz he’s about …
Hedge the Hog; or, Lay Low and Spread Wide
Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …
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Proof? Here’s Your Proof, and I’ll See You Evidence
A man sat on a fence. JESUS was on one side, Lucifer on the other, and both were asking him to make a choice, to climb down and stand on one side or the other. The man refused, preferring the fence. Then he died, and woke up in hell. “Hey!” he exclaimed. “I didn’t choose …
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Black Gold
A 100-year-old scientist spent the last 80 years of his life trying to create … well, life … without God, so much so that man(kind) would no longer need Him. The scientist worked and hypothesized and experimented until finally – success. He was able to replicate that initial spark of being, that trigger of existence, …
Latest, Not So Greatest
Had to step away from the ongoing personal saga that is this life for a bit. Still ongoing, but in a bit of a hiatus. So the face-tweaking monkey poo claims to have contracted the “virus,” unable to work right now (right), promises to get back at it as soon as. I will be sure to …
Breaking Buck
Never been a big fan of slave porn. Roots Amistad Glory 12 Years a Slave Although, must admit Django was surprisingly … surprising. An actual (albeit wholly fictional) happy ending. Bit blatant that Django didn’t actually get to kill Calvin Candy … the German got to do that, so there’s that. …