Diverted from “The Truth About Money” (Edelman) for a bit, doing other things, making other moves, chatting other crap … soooo … once more into the fray, shall we?

Here’s the meat of it … Mr. Edelman asks the question(s), and if ‘”yes” is the answer to any one of them, pass/fail, do not skip go. 

              1.           More income going to pay debts?

              2.           Paying only the minimums on borrowed amounts (loans/“debt” cards)?

              3.           “Debt” cards maxxed out?

              4.           Funds intended for one purpose paid towards another, aka robbing Peter to pay Paul?

              5.           Using sources of debt instead of cash?

              6.           Payments late?

              7.           Delay/deny health care (doctor/dentist) to avoid the cost?

              8.           Collection agencies calling?

              9.           Using OT/2^nd jobs just to stay afloat?

              10.         Job loss dooms the household/family?

              11.         Money = misery?

Then this is for you (and me).

Let’s get started …