Have to admit:  never thought I’d make it to this age.

Lived pretty reckless as a “yout.”  Live fast, die young, not sure how good-looking the corpse would have been but death is indiscriminate.  Bloated, black, and gassy all.

Never thought I’d have kids (a kid) either, so there’s that.

And one thing children give a person is perspective.  And, dare I say it (I do!) … hope.

Not a lot, just a little.  A kernel (colonel?  ^{_{englishmakesnosense}}).  A smidgen.  A blippet.

So, you (the collective objective “you”) want to do better … if you’re a relatively decent person. 
If not, please … continue tripping along the methpath.  Toothless and ruthless.

Anyhoo, saw a statistic/prediction(?) regarding investments, and if a person starts investing in stocks, bonds, and other financial whatnot with the first paying job/gig, finances will be looking quite lovely in just 20 years.

20.  Years.

But see, back in the dim dark days of my early working life living was the priority, not the future, and methinks me not the only then-young person who felt/thought/acted that way.

The future is not set.  So why worry?

Because it is more likely that eventually you will get there. 

The future is now.

That’s why insurance actuarial tables set premiums for the youngest so low.  Not likely to die in one’s 20s or 30s or even 40s, if comparatively healthy.

So … live in the present, learn from the past, and plan for the future. 
Better to have it when need it than not. 

And what’s the one thing that everyone wants, everyone has, feels there is too much and will eventually run out?  Time. 

That is a lesson I wish my younger self had appreciated.  Well, not dead yet so guess never too old to stop learning.  Unless Alzheimer’s, and then … well.  Yeh.  Bill got that right.

The debt owed to self is to value the time given, so best use what you have well.

GOD isn’t making any more.  {Psalms 90:4}