Enter: Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right? Yeah but OF COURSE more complicated than that. For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …
Steps to getting/staying debts free
Gotta Pay $$$ to Make $$$
One crucial ingredient for the investment portfolio pie? = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …
Easy Access
One friendly aspect of our highly-digitized times is that there are intro apps to the world of investing, which is actually sorta cool. Carbon dating myself a bit here but remember the commercials – “My broker is E.F. Hutton, and E.F. Hutton says …” and everyone would stop what they were doing, ‘cuz he’s about …
Hedge the Hog; or, Lay Low and Spread Wide
Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …
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Black Gold
A 100-year-old scientist spent the last 80 years of his life trying to create … well, life … without God, so much so that man(kind) would no longer need Him. The scientist worked and hypothesized and experimented until finally – success. He was able to replicate that initial spark of being, that trigger of existence, …
Latest, Not So Greatest
Had to step away from the ongoing personal saga that is this life for a bit. Still ongoing, but in a bit of a hiatus. So the face-tweaking monkey poo claims to have contracted the “virus,” unable to work right now (right), promises to get back at it as soon as. I will be sure to …
And the Saga Continues … But Y Tho’?
This is … almost, but not quite, sorta-not, not even … funny. Sigh. So it’s raining (again) and while rain is almost always welcome, not so much right in the now. Face-tatted, poo-flinging monkey person is still on site, claiming rain will delay even further, and constantly looking/asking/begging for cash … “Can’t finish without … …
Poo-Flinging, Face-Tatted, Club-Footed Monkey
OK not mad, exactly. Just perplexed. A bit irritated. Confused, as to this. OK so there are not one but two two holes in the ceiling … one of which due to gross negligence, the other to … idiocy? Morons moving through the world? Stupidity just strutting about? Yah, methinks so. OK so face-tatted “guy” …
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Moderately Moderate in Moderation
Briefly perused (wat? “pear”? “yoused”? ENGLISHMAKESNOSENSE) an article about how to shop for the holidays without breaking the budget (that’s ‘cuz budgets don’t work and waste my time) and suggested that folks plan ahead, make a list of gift-receivers, decide the gift, then shop for sales. Oh, wait. That sounds like a SPENDING PLAN. See? …
All Gold Err’thang
Or, better yet, shiny things. Mansa Musa, the richest man who ever lived, had a bag worth $400B in today’s bucks, and even managed to devalue gold by spreading it around. Bozos and the oily, musky ferret funk got nothing on that guy. Well, that guy lived/reigned some 700 years ago, so there is that. …