Deep, Deep Dive; or, Two Moons Underground

Anybody else remember Herve Villachaize as Tattoo?  “Da plane, Boss!  Da plane!”  That was a stupidly fun show. Couldn’t air in this age of outraged wokeness … someone would have gotten pissy that a little person wasn’t cast as Mr. Rourke, kind of like Snow White’s DEI seven dwarves (they didn’t look like that) … …

Tax-Deferred ≠ Tax Denied

Enter:  Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right?  Yeah but OF COURSE more complicated than that.  For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …

Gotta Pay $$$ to Make $$$

One crucial ingredient for the investment portfolio pie?               = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …

Hedge the Hog; or, Lay Low and Spread Wide

Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …