Granular Debt

Taking some advice from Mr. Edelman, got summore debt to pay off sumudder debt … oops.  But maybe not. The interest rate is exorbitant (usurious? {Ezekiel 22:12}) but got that coming.  Made bank, spent vault, so there is that. Not mad, tho’.  Finding that with Half and theKid cross-country, expenses much more manageable.  Money = …

Defeat Is Victory

Guess never saw that coming.  Masters of mankind = blindsided. How refreshing. Mentioned somewhere recently in these parts a Mr. Bordenaro from the Land of the Tubes of You who has some interesting content and valuable perspectives on the thing of things … def worth a listen/view. Anyhoo, he talked about how folks – particularly …

All Falling Down

Found a guy on the Tubes of You, Michael Bordenaro, who walks his neighborhood and predicts the pending economic collapse of the nation.  Good content, doomstrolling.  Mr. Bordenaro revealed that there is this thing called the “Sahm Rule,” devised by Claudia Sahm (former mega-mind/big-brain at the Federal Reserve), a recession indicator that predicts that when …

Closing Time

Welp, here we go again. Gub’mint is shut down, and about dagnab time. Schumer and Jeffries finally found their balls.  Huh.  Well lookee that. Going to be interesting to see who blinks first.  Methinks the Dumbocrats will cave, as always, being more moral/human and less harbingers of doom and celebrators of suffering, but we’ll see. Approximately …

Rule of Threes

Buncha famous folks dropping like flies here recently … Mr. Blonde / Sidewinder / [“Sil” looking to get Press(ed)], Theo Huxtable, bat-eating Ozzy, Terry “little bit racist” Bollea, the guy that absolutenightmarehorrorshow (but really good NGL) “Wolf Creek” was based on, that bombshell from that show from last century … watzerbuhkit … “WKRP in Cincinnati” …

Fear Not the Future (Well, Maybe a Little)

One of the biggest impediments to getting out of debt is the opinions/judgments/attitudes of others … “How did this happen?” … “Why so much?” … “Where did all that money go?” … “Could never happen to [insert name of wise & learned person who lives free of any & all mistakes]” … So whether one …

No, Actually.  Just Don’t

Well, lookee here.  Turns out – prolly don’t need to spend that on that ‘cuz that is mostly unnecessary. Huh. What was that perfect gem of GOD advice?  Don’t spend.  On p.314 (no pi for you – heh) Mr. Edelman explains that virtually all expenses are optional. Huh.  Well, lookee there. $100 lawn service?  Optional. …

The Joneses is Too Broke, Too

One reason debt plays such a huge role in consumerist society is comparison … the thief of joy. Newer car, bigger house, pricier clothes … when in reality, none but the wealthiest 10-percent of households can really afford to live.  Enter:  credit(debt) cards, personal loans, and bankruptcies on 7-year cycle. Rinse, repeat.  In life pre-theKid, …

Debt is in the Cards

So kinda right, just going about it all wrong. Sounds/seems familiar. Funnily enough, Mr. Edelman suggests (strongly) that the solution to getting out of debt is … more debt. HA!  Love being right.  Still hurts, tho’. So the suggestion is to get one more credit(debt) card and place all expenses to it, pay it off …