Limping into the 21st Century

OK so Arizona just repealed its Civil War-era, pre-state admission to the Union, 1864 (yes, that is an “8”) ban re abortion, and must say methinks … that is really, really sad. No debt owed to modernity there, oh-ho-ho-no.  But they did repeal it, so that’s something.  Still … the laws in effect remain way …

Money Ain’t (E)motion (Best Not Be Re Investing)

The key to success in the stock market?  Go long, be boring.  The wisest wisdom says to invest/buy into the stock market for the longest possible term, then stay in a little bit longer.  Why?  ‘Cuz while individual stocks (i.e., companies) might crash/burn, the overall value of the stock market inevitably goes up. Volatility = …

Tax-Deferred ≠ Tax Denied

Enter:  Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right?  Yeah but OF COURSE more complicated than that.  For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …

Gotta Pay $$$ to Make $$$

One crucial ingredient for the investment portfolio pie?               = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …

Hedge the Hog; or, Lay Low and Spread Wide

Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …