Enter: Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right? Yeah but OF COURSE more complicated than that. For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …
book reviews
Gotta Pay $$$ to Make $$$
One crucial ingredient for the investment portfolio pie? = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …
Easy Access
One friendly aspect of our highly-digitized times is that there are intro apps to the world of investing, which is actually sorta cool. Carbon dating myself a bit here but remember the commercials – “My broker is E.F. Hutton, and E.F. Hutton says …” and everyone would stop what they were doing, ‘cuz he’s about …
Hedge the Hog; or, Lay Low and Spread Wide
Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …
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Black Gold
A 100-year-old scientist spent the last 80 years of his life trying to create … well, life … without God, so much so that man(kind) would no longer need Him. The scientist worked and hypothesized and experimented until finally – success. He was able to replicate that initial spark of being, that trigger of existence, …
Law #10 – Misery Loves Company; Decline the Invite
Mary Mallon was born in Ireland 1869, and emigrated to the US at 15. She worked as a cook for several rich families in NYC, seven of whom contracted typhoid fever. In 1907, Ms. Mallon was forcibly quarantined and required to give stool and urine samples, which tested positive for high amounts of a particular …
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Law #9 – Don’t Talk … Move
A vizier is the most trusted consul of the sultan, with powers constrained only by the sultan himself. One particular vizier had dutifully served his sultan for over 30 years, but his blunt honesty had created many enemies within the sultan’s court, who spread rumors designed to instill doubt in the sultan’s mind as to …
How Neat
Did I enjoy that? Not sure. I think so, but … hmmm. Dunno. Nice little apocalyptic fare … thwarted (of course) at the last moment, which (of course) is the fairy tale. Books (and movies, for that matter) that end in the absolute destruction of man’s civilization tend not to fare well. People, silly little …
Too Much Makeup
Watched an episode of some daytime nonsense a while back — (“… you are not the father …”) it was just on don’t judge me — about women who refuse to be seen without a full face of makeup. Paint & spackle. The husband of one woman had no idea what his wife actually looked …
Now THAT was Fun
Loved you from the moment I met you. “Honey fungus.” Indeed. I love a good read and this one was a winner, hands down all around. Well, maybe not all around but majority mostly, which is absolutely good enough. “Cold Storage” by David Koepp (must’ve had fun in school with that one) … so much …