Another approach to sustaining life with minimal expense is a potmess of food. As a single dish, throw in some meat, maybe veggies/probably not, pasta or rice, a sauce … white/cheesy, red/spaghetti-y, gravypack&water … ovenbake or stovecook … feeds the whole family … daily food=fuel problem=done. Half will usually just shovel it in, or forego …
Category: Strategic Spending
Steps to getting/staying debts free
The Gorilla of Foolishness – Current Ed.
Fed the monkey a bit last month … considered for a good purpose, tho’. Call it a necessary annual expense. Half got happy; theKid had grins. So … Motivation #1/#2 were in good spaces. So … if feeding the monkey just a bit to get them there … under controlled, laboratory conditions … totally worth …
Read the full post →“The Gorilla of Foolishness – Current Ed.”
Vanity MainTain, or Toiletries & Unguents
Human bodies are gross. Odors and viscous liquids and dead cell clusters burrowed in the skin … yeh. So, gotta handle that, not necessarily for others but to tolerate yourself. Ultimately, the body reaches a rubicon of funk, and the human either must bathe or … surrender to filth. {Lev. 22:6} And then there is …
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Rotten Fruit
Made almost – but not quite – a grand selling part of the nonsense purchased for no memorable reason … lots of Euphoria at one point while growing my debt monkey. Now? Now, still at the Self-Pity stage, but actually doing something about it is a big switch. The biggest change has to be (1) …
the Tao of Half – Debt Ed. 101, or Smear it like a Shmear
One of Half’s money wisdoms is that if must, and if option, then spread any debt charges across several cards, and avoid money = mass, as in accumulation, that turns into a tumor. Because that’s what big debt – a Gorilla of Foolishness – actually is — a terminal cancer on personal finances. Half’s approach …
Read the full post →“the Tao of Half – Debt Ed. 101, or Smear it like a Shmear”
Circus Tricks
The dirtiest of the quick … or the quickest of the dirtiest … nah, the dirtiest of the quick … HERE! a few circus tricks to tame that monkey, shrink that simian to tamarin size [grins stoopitly], and feed it lots of a lot less: Pay Down Before Piling On Now most normal brained people …
Money = Mass, as in accumulation. Or tumor
Shocking confession: I don’t have savings. {Matt. 25:3} But Half does, and keeps the family afloat with all that fiscal responsibility. Me? Heh. Just reaping the benefits of marrying a better person. Hypergamy of the spirit. Heh. Dr. Lynn Richardson, one of the intersphere’s financial gurus, discusses the concept “paycheck to paycheck,” and she explains that …
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I!CAN’T!GET!NO—!
Rather than “debt repayment,” the goal here is “debt satisfaction” = making my creditors as happy as I can within the least amount of time. Truth be told: I would much, much rather repay everything I owe to everyone I owe, but (not to excuse but to EXPLAIN) the time-value of money being what it …
Seven Questions
The quickest way to get out of debt is to die. No plans for that – GOD! may decide otherwise but otherwise keep it moving (grins stoopitly) – so guess I’m going to have to put in some work. But the Lord knows me very well – He knows I’m slow but He also made …
There IS a bright side and it just happens to be thermonuclear
There’s a YouTube channel – debtmonkeytv – truly hateful viewing (even for me) with plenty of English distain and lots of cockney mocking — “Hi I’m Ben and I’m the Debt Monkey!” (so happy) … BTW don’t bother; life is short enough as it is, no need to waste it on that—and I’m 97% sure …
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