Tax-Deferred ≠ Tax Denied

Enter:  Annuities. In the most basic of the basic sense, an annuity is like an insurance policy to receive tax-deferred payments. Sounds nice, right?  Yeah but OF COURSE more complicated than that.  For see, to wit … Annuities are offered by insurance companies, basically two types: The real beauty of annuities is that the $$$/investment/money …

Gotta Pay $$$ to Make $$$

One crucial ingredient for the investment portfolio pie?               = Mutual funds (see that investment company, ydoncha) The major beauty of mutual funds is the “set it / forget it” aspect BUT but must consider a few things …… #1 being the “annual expense ratio” or AER, the yearly fee (paid by you) to run the …

Hedge the Hog; or, Lay Low and Spread Wide

Foreign funds: Value of the US Dollar goes ↑?Foreign/int’l currency less valuable bc can buy less with other countries’ monies, more expensive to buy US goods because the dollar buys more. Foreign funds: Value of the US Dollar goes ↓?Foreign/int’l currency more valuable bc can buy more with other countries’ monies, less expensive to buy …

Breaking Buck

Never been a big fan of slave porn.                Roots                              Amistad                                            Glory                                                           12 Years a Slave Although, must admit Django was surprisingly … surprising.  An actual (albeit wholly fictional) happy ending.  Bit blatant that Django didn’t actually get to kill Calvin Candy … the German got to do that, so there’s that. …

And the Saga Continues … But Y Tho’?

This is … almost, but not quite, sorta-not, not even … funny. Sigh. So it’s raining (again) and while rain is almost always welcome, not so much right in the now. Face-tatted, poo-flinging monkey person is still on site, claiming rain will delay even further, and constantly looking/asking/begging for cash … “Can’t finish without … …