Made almost – but not quite – a grand selling part of the nonsense purchased for no memorable reason … lots of Euphoria at one point while growing my debt monkey. Now? Now, still at the Self-Pity stage, but actually doing something about it is a big switch. The biggest change has to be (1) …
I definitely do / ‘Til death
There was … an object in the intersphere – post, article, meme, whatever – about the nightmare of modern dating, and how people who have managed to get married should probably stay there. On the Tubes ofYou Rollo Tomassi and Aaron Clarey are big in the “manosphere,” the MGTOW (MenGoingTheirOwnWay), Incel(?), whole Red Pill thing …
the Tao of Half – Debt Ed. 101, or Smear it like a Shmear
One of Half’s money wisdoms is that if must, and if option, then spread any debt charges across several cards, and avoid money = mass, as in accumulation, that turns into a tumor. Because that’s what big debt – a Gorilla of Foolishness – actually is — a terminal cancer on personal finances. Half’s approach …
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Slim the Monkey
The reality of limited resources … ahhh … ewww … Cash & debt, assets & liabilities, income & expenses … Really. Can I just live? Warren Buffett said [and paraphrasing here] that if you work for a living you’ll work until you die. That is not encouraging. But then again … it is. America …
Circus Tricks
The dirtiest of the quick … or the quickest of the dirtiest … nah, the dirtiest of the quick … HERE! a few circus tricks to tame that monkey, shrink that simian to tamarin size [grins stoopitly], and feed it lots of a lot less: Pay Down Before Piling On Now most normal brained people …
I!CAN’T!GET!NO—!
Rather than “debt repayment,” the goal here is “debt satisfaction” = making my creditors as happy as I can within the least amount of time. Truth be told: I would much, much rather repay everything I owe to everyone I owe, but (not to excuse but to EXPLAIN) the time-value of money being what it …
And Now, Please Welcome to the Stage(s) …
Back in 1969 a book called On Death and Dying presented this idea that people mourn loss in five stages or states of being (the Kübler-Ross model – thanks, Wiki!) that includes (1) denial, (2) anger, (3) bargaining / negotiation, (4) depression, and finally (5) acceptance. Basically, the idea is that humans experience feelings of loss – loved …
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Same Dollar, Different Debt
Five-figure student loan right here. [Shrug.] At this point debt is like breathing – be more surprised if it all came to a sudden stop. Like many people, or some people, or a few people, or maybe just me (heh) I stopped and started more than once with the whole educational/career-direction/findwayfeedself experience. And – as …
FICO for What
The Fair Issac Corporation has helpfully offered to accumulate everyone’s personal spending data and then rate you on how you debt (i.e., “creditworthiness” … are you worthy? I thought not). Based on my in-depth research of FICO scores, and the analytical synergies of the dynamic interface, I discovered that this, too, is some nonsense. I …
Is That Me? AKA: Don’t Smell That
sometimes life can be such an interruption OK back to regular programming- Yes, the funk of the debt monkey is pungent, and my personal Gorilla of Foolishness definitely has a … tang. Still, I don’t really mind the smell and, at this stage, don’t even flinch. However … nevertheless … despite … due to … …