Told theKid about an epoch ago that everything / absolutely everything / manmade will eventually fail, so wiser to avoid placing one’s faith in/on material things. Like all wisdom, got from GOD … {Matthew 6:19} Modern life encourages (requires?) consumers to consume the consumption of which that does not last … cars, refrigerators, hot water …
Steps to getting/staying debts free
Debt is in the Cards
So kinda right, just going about it all wrong. Sounds/seems familiar. Funnily enough, Mr. Edelman suggests (strongly) that the solution to getting out of debt is … more debt. HA! Love being right. Still hurts, tho’. So the suggestion is to get one more credit(debt) card and place all expenses to it, pay it off …
Purposefully Purposed
The tedious of tedium, but doing the right thing is seldom as enjoyable as doing the wrong, neé debt life. After a month of spending track, the illustrious Mr. Edelman suggests converting those dollar amounts to percentages to determine the percentage of total spending occurred in each category (i.e., each column’s dollar total divided by …
There Can Be Only Five
Been a bit of a while. Time to circle back … The wise Mr. Edelman enumerates several categories of expenses to track spending (spending PLAN, remember? … spending PLAN …) [see p.303] Just a few examples. Notably absent, however, are housing costs. And while upon first glance may seem helpful but gets a bit down …
The Really Real Reason
Read an interesting … treatise? … manifesto? … screed? … whatever, thought it was excellent, about the actual reason for RTO when WFH works/ed so very, very well. Don’t need to drive if staying at home. Chevron … BP … Exxon … all had reduction in profits when folks stayed home, that and commercial real …
Dragon (B)Eats Eagle
Personally, even if such funds were available, could not countenance spending nearly $40K on a … purse. Not even a satchel. And what’s even funnier is that about 96 percent of that $40K purchase price is simply for the label. China plays chess as GrandMaster, while the Orange Menace keeps losing at Tic-Tac-Toe. Ha! This …
Baby Burst
Apparently (heh, didjacatchthat?no?nevermind) the Rethuglicans are seriously worried re the lack of babies being born (among the horsewomen,a’cours). In the land of Dobbs, the SAVE Act, dismantling the Dept of Education (‘cept for collecting on default student loan debt), and efforts to end no-fault divorce … Don’t ever wonder. Here’s a suggestion … try universal …
Ownership, and Revenue … Slavery?
Not really. But kinda. Hmmm. Recently became a lurker on Reddit, familial cesspool of thought, opinion, and whatiffery. Fascinating lot, that. Particularly fond of the sub “AITA” … why yes, yes you are. Overwhelming so. Anyhoo, one sub discusses RTO, with the consensus almost universally WTAF. State workers in Texas, California, Minnesota, Ohio (oh Ohio) are …
True Blessing
Celebrated the arrival of theKid earlier this month … asked for a zombie VR experience (yehinorite) accompanied by a few friends. Cake, pizza, festivities and frivolities enjoyed by all. theKid gave a thumbs-up to the experience so feeling pretty validated. Breeding has its perks. Speaking of … recent stats indicate the US birthrate has fallen …
All Fall Down
2008 seems like a million years ago. The plandemic was just about five, and at this point those memories are sepia-toned. For ’25, looks like the ride is about to get bumpy — bumpier, to be truthful — and the expertverse is predicting a reshape of the economic landscape, a financial tectonic shift, one that …