Just saw that an auto loan is currently cheaper – interest rate wise – than buying a home. Specifically – 5.85 percent v. 7.09 percent. WTAF(udge)? What sense does this make oh none at all glad we cleared that up … A young woman on the Toks of Tik confided that her grandmother gave her …
Category: Strategic Spending
Steps to getting/staying debts free
Hot Deep Fried Grease
Discovered a wonderful new kitchen appliance. A little about me … I like tools, and guns, and trucks, and dogs. And Half, most of the time. And theKid, always. Anyhoo, theKid offers up ideas on the regular because … y’know … kid, and most of those ideas involve spending when I should not but can’t …
Nepotism, Cronyism, and Favoritism … the Modern Trifecta
theKid participated in a sports camp/competition recently. Results were not as hoped. However. theKid performed quite well, achieving top ten status in most of the events, and top twenty status in the others. For a point of reference, there was roughly maybe 300-500 participants, skill levels from newbie to vet. Anyhoo, theKid had one flub …
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One Bed, One Bank
Saw a podcast clip that encouraged spouses to share finances. Maritals should share one bed and one bank account. The guest and the host both thought this was a basic, seemed amazed that folks could disagree. Nice, in theory. But people don’t live theoretical, they live actual, and methinks that might work for some but …
Five Minutes v. $5M
Well that’s disturbing. Someone posed the question: “Would you take $5M (dollars) or five minutes with Jesus?” Over(under)whelmingly, folks asked chose the cash. Every single one of the three MFs, and one of the two dudes. Sigh. Sign ‘O the Times. Personally, I value eternal salvation over dallah-dallah bills, yooalll … but that’s me. {Matthew 6:24} …
Hungry Monkey
After this month, I will have another 90 days before I have completely fed a monkey while simultaneously starving it to death. Yay, me. The point? If I, with my preternaturally irresponsible financial self, can get serious and consistent about paying off debt, then absolutely anyone else can, too. Now, it only took getting sued, …
Amazing Awesome But Still Just Human
Half shrilled at theKid recently. Couldn’t rescue theKid, ‘cuz theKid was in the wrong. Part of the problem is theKid is usually/typically/ordinarily totally awesome extraordinary, so when theKid reveals human traits, such as fallibility, selfishness, or lack of thought, Half explodes all over theKid because the expectation is that theKid knows better. Which theKid does …
The Center Does Not Hold
Need a new fridge. Well, not really, ‘coz the old one still works, just with problems. See, one feature of the fridge is an alert — a “ding … ding … ding” — if the door sits open too long. Well this delightful little feature now ding … ding … dings even when the fridge …
Debt Check
Meguess to start the newly yeared with a debt check, see how/what my monkeys are doing. Progress is admittedly slow, but it isn’t as if life stops whilst one tries to get one’s turds in order … those chimps just keep on flinging poo … So, without further ado (more ado, always ado) … the …
Boss Cost
Methinks perhaps we are entering the realm of diminishing retur— nah, forget that. Just fix the darn thing. {Luke 6:42} Handle one’s own business, as it t’were. See, Truk now has an oil leak, fairly significant, but oil levels remain … level. Likely a rear main seal. Gah. Good thing, tho’ ‘cuz there is sort …